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Are you an experienced AML professional with a passion for compliance and risk management in the fast-paced world of financial services? We are seeking an AML Officer to join our team and ensure full compliance with Canadian AML/CTF regulations while safeguarding our organization against financial crime risks. Duties and Responsibilities In this role, you will: Oversee and manage comprehensive onboarding for Merchants, Partners, and Agents, including KYC/KYB document verification, enhanced due diligence, and risk scoring. Conduct ongoing post-monitoring of onboarded clients, analyzing business profiles, KYC/KYB updates, and monitoring for suspicious activities or spikes in transaction volumes. Prepare and file regulatory reports, including Suspicious Transaction Reports (STRs) and Large Cash Transaction Reports (LCTRs), ensuring timely compliance with FINTRAC. Perform continuous screening for PEPs (Politically Exposed Persons), sanctions, and adverse media. Monitor customer transactions for potential financial crime risks, completing SARs and conducting thorough risk assessments. Develop and implement a corporate AML compliance program, including drafting AML/CTF guidelines, customer acceptance policies, and risk mitigation strategies. Act as the primary point of contact with FINTRAC and other regulatory authorities during audits and reviews. Investigate transaction disputes (e.g., unauthorized transactions, chargebacks) and ensure compliance with Canadian and international standards. Mandatory Requirements Bachelor’s degree in Law, Finance, Business Administration, or a related field (Master’s degree preferred). Minimum of 3–5 years of experience in AML compliance within a PSP or MSB environment. Fluent in English and Russian (written and oral) at a minimum B2 level. Strong knowledge of FINTRAC reporting obligations, PCMLTFA requirements, and FATF recommendations. Proficiency with AML tools (e.g., Sumsub, World-Check, ComplyAdvantage) for onboarding and transaction monitoring. Skills and Certifications Expertise in Canadian AML laws and global compliance standards. Analytical skills to identify trends and anomalies in transaction data. Relevant certifications such as CAMS, ICA Diploma in AML, or equivalent are preferred. Personal Qualities Integrity: Uphold ethical standards and maintain confidentiality in all compliance matters. Attention to Detail: Ensure accuracy in data analysis and regulatory reporting. Adaptability: Excel in the fast-evolving regulatory environment of the PSP and MSB sectors. Proactivity: Anticipate risks and act decisively to address compliance challenges. Collaboration: Work effectively with internal teams and external regulators. Resilience: Perform calmly and professionally under pressure during audits or investigations. Working Conditions Schedule: Monday to Friday, 9:00 AM – 6:00 PM (Riga time). Remote Work: Enjoy the flexibility of working from home. Contract Type: Contractual agreement. Holidays: Paid weekends and public holidays in accordance with the Latvian calendar. Vacation: 1 month of paid leave per year. Professional Growth: Opportunities for advancement and access to corporate training. Compensation and Benefits Salary: First 3 months: €1,500–€1,700. From the 4th month: €1,800–€2,000. Additional Perks: Work in a dynamic, high-growth industry with opportunities to expand your expertise in financial crime prevention. About Company: For over 9 years, we've been the driving force behind seamless Online Payment Processing for global Online Merchants. At the heart of our operations lie safety, speed, and customer satisfaction. Our relentless mission? To be the ultimate ally for our clients, offering a comprehensive suite of services from streamlined company registration to lightning-fast Online Payment solutions. And guess what? We're not stopping there. With ambitious growth plans, we're set to double our team by year-end. But here's what truly sets us apart: freedom. Each member of our team is empowered to unleash their creativity, to shape our business, and to witness the impact of their ideas firsthand. Forget about red tape—here, innovation thrives. We cherish the spark of creativity and the bold ambitions of our employees. Excited? Eager to join a company where innovation meets opportunity? Send us your resume and cover letter via email, and become an integral part of our professional, vibrant, and ever-expanding family!Похожие вакансии